About Philip Chang

philip-changPhilip Chang brings with him 18 years of experience. He brings a wealth of experience to his role as an advisor. His diverse background enables him to help clients design and implement their long-term financial goals. He takes a personal approach with his clients by designing a customized strategy and creating a roadmap to achieve and enhance their goals.

Helping people and families is truly Philip’s passion. In addition to developing financial strategies, he also conducts regular workshops to help educate the community on Social Security and Medicare Plans.

In 1998, Philip started his career as Financial Representative at SunAmerica. At SunAmerica, he learned about financial products for saving including annuity and the importance about saving. In 2005, he had firsthand knowledge of the importance of a strategy when he worked with home owners who were in all stages of foreclosure. During his tenure in working with homeowners he developed trust of family and help many of them start a brighter future without tenure.

Philip is licensed in CA to offer both life and health insurance since 2010. He has also completed all the necessary course work for the real estate license. Philip has initiated coursework as Chartered Financial Consultant.

Product and services

Investment services:
Pension: We offer business owners pension design. Our pension design helps our client maximize the business owner’s deductions and provide more a stable contribution levels. Our pension designs and administration are placed with top rated local and national companies.

Financial Planning:
All of our clients are provided with a holistic plan, we start by learning about your values in relation to money, saving, or retirement and goals. We, then customize a strategy to reach these goals. All plans are individualized and are designed to around each client.

In planning for your goals, we also help our clients protect their future. Our holistic planning will include a review of each clients Life and Health Insurance needs. In addition we may also find gap or insurance that may not fit your current stage in life. We are affiliated with more than 18 Top rated Life and Health Insurance companies to provide you with the best coverage.

Insurance products:

  • Self Funded Group Health Insurance Plans
  • Individual Health Insurance
  • Health Savings Account
  • Critical Illness Insurance
  • Disability Insurance
  • Life Insurance
  • Long Term Care Insurance
  • Medicare Health Plans

Investment products guaranteed tax-deferred annuities, Safe harbor 401(K)

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